Finances. Getting rid of debt has to happen before saving. So, don't be too hard on yourself. It will come.
School. To borrow a phrase, "Just do it." You must. And you will find it pleasant.
I like that you've looked back, and are pleased. I hate to hear people saying that they have failed at this or that. Any progress is a step forward, and should be looked upon as such.
Sanctification is a process, not an instant thing. This, I know that you know! ;0)
Happy New Year! Have you heard of Dave Ramsey? Our small group studied his materials for financial freedom and it was very helpful. I think you can get more info at daveramsey.com
Finances. Getting rid of debt has to happen before saving. So, don't be too hard on yourself. It will come.
ReplyDeleteSchool. To borrow a phrase, "Just do it." You must. And you will find it pleasant.
I like that you've looked back, and are pleased. I hate to hear people saying that they have failed at this or that. Any progress is a step forward, and should be looked upon as such.
Sanctification is a process, not an instant thing. This, I know that you know! ;0)
This sounds like the very best way to ring in the New Year!
ReplyDeleteHappy and Healthy New Year wishes to you and yours.
Mari-Nanci
The above comment refers to ~~ "We rang in the New Year with a movie and a cuddle. Ahhhh....relaxing!"
ReplyDeleteSorry I didn't explain that. :-)
Mari-Nanci
Happy New Year! Have you heard of Dave Ramsey? Our small group studied his materials for financial freedom and it was very helpful. I think you can get more info at daveramsey.com
ReplyDeleteHappy New Year! I love the quilts!
ReplyDeleteWe had a slow celebration, too, and it was a wonderful night. Who needs fireworks?
ReplyDelete