...In which I try to keep my head in the financial game by thinking on (and acting upon) ways to save pennies, make pennies and stretch pennies.
"The true economy of housekeeping is simply the art of gathering up all of the fragments, so that nothing be lost. I mean fragments of time, as well as materials. Nothing should be thrown away so long as it is possible to make any use of it, however trifling that use may be; and whatever the size of the family, every member should be employed either in earning or saving money." (pg1)
"In this country, we are apt to let children romp away their existence, till they get to be thirteen or fourteen. This is not well. It is not well for the purses and patience of parents; and it has a still worse effect on the morals and habits of the children." (pg2)
No false pride, or foolish ambition to appear as well as others, should ever induce a person to live one cent beyond the income of which he is certain. ... The consideration which many purchase by living beyond their income, and of course living upon others, is not worth the trouble it cost. The glare there is about this false and wicked parade is deceptive; it does not in fact procure valuable friends or extensive influence. More that that, it is wrong-morally wrong so far as the individual is concerned; and injurious beyond calculation to the interests of our country."(pg 4,5)
"We never shall be prosperous till we make pride and vanity yield to the dictates of honesty and prudence." (pg6)
(all excerpts from The American Frugal Housewife: Dedicated to those who are not ashamed of economy...a book from 1833)
A few of my financial efforts this week:
- On Sunday we went to Matt's parents' house to glean some apples from their beautiful trees. This is the second time I have brought apples home from their trees this year (once last week too). Total thus far has been about six full 5-gallon buckets. We've also harvested apples from our one nicely-producing tree.
- I used a $15.00 off a $15.00 purchase coupon at Lane Bryant to buy two sets of earrings (buy1get150%off) to be used as Christmas presents (or maybe just ONE will be Christmas and one will be for me?!) Total cost: $7.00 for two sets of earrings.
- I dropped off my daily limit of clothes at the consignment shop on grocery day.
- I received a Staples rebate check ( $25.00 from free school supply deals) and an electric company rebate ($61.00) in the mail this week. The school supply ones will go back in the school money envelope. The electric company rebate will go toward saving up for the bandmill and to a date.
- I took of my photo postcards to a local gift shop to see if they would sell some. They couldn't because they already had a photo-card provider. But I TRIED, so that counts for something! :-)
- I bought three large winter squashes for $1.00 a piece at a local Amish produce auction and a few bags of cheap bread.
- I gladly received a garbage bag full of swiss chard that someone didn't want.
- I finished making/typing the monthly menu plan. (I'll share it next week- when Matt shows me how to make it into a pdf.)
- Matt and I went on a date using free babysitting in exchange for some photography work.
- I donated more clothes and dropped them off while already uptown.
- Penny (the cow) broke her chain and I had to go get something to replace it so that she could continue to be hooked up to the lead outside. All I could find at the feed and tack shop was a harness fore $25.00 but then I asked the people at the shop and they showed me a perfectly good neckchain for $2.50 in an obscure box that I never would have found on my own.
- listened to a free Economics 101 course from Hillsdale College